We offer one doctor treating one patient at a time and a caring and experienced staff. Dr. Sammarco is more interested in his patients’ goals and well-being than in his own. He asks how we can help YOU and is always available to respond to your questions or concerns.

Our state-of-the-art office features the latest equipment and techniques. We warranty all procedures we perform and use only the highest-grade materials available in dentistry. The work from our outstanding laboratories complements the quality of our office procedures. We also offer body massagers with heat on every dental chair and individual CD players with an extensive selection of music from which to choose.

Facts You Should Know about Dental Insurance

Dental insurance is rapidly playing a larger role in helping people obtain dental treatment. Since we strongly feel our patients deserve the best possible dental care we can provide, and in an effort to maintain the highest quality of care, we would like to share some facts about dental insurance with you.

Fact #1:
You may receive a letter from your insurance company stating that dental fees are higher than usual and customary. An insurance company surveys a geographic area, finds the average fee, and then takes 70 percent of that fee and considers it customary. Included in the fee survey are discount offices that will lower the average. Any doctor in private practice will have fees that the insurance companies consider higher than average.

Fact #2:
Dental insurance is not meant to be a pay-all. It is only meant to be an aid.

Fact #3:
Many plans tell their insured that they’ll be covered “up to 80 percent or up to 100 percent” but do not clearly specify plan fee schedule allowance, annual maximum, or limitations.

We have found that most plans cover about 35 percent to 55 percent of major services based on their plan’s pre-established maximum fee allowance, which varies from carrier to carrier.

Fact #4:
It has been the experience of many dentists that some insurance companies tell their insured that “fees are above the usual and customary fees” rather than saying “our benefits are low.”

Fact #5:
It is the duty of the insurance company to pay the minimum amount for the least care. Therefore, they will tell you: “we will pay for an alternate benefit provision.” This means we want to keep your premiums longer. They are not concerned with your best possible treatment! After all, you won’t call them in an emergency when the tooth breaks.

Please do not hesitate to ask us any questions about our office policies. We want you to be comfortable in dealing with these matters, and we urge you to contact us if you have any questions regarding our services or fees. We will fill out and file insurance forms for you at no charge. We will do all we can to assure you of maximum benefits. However, you, the patient, are ultimately responsible for payment of your dental care.

If you have any questions regarding your insurance, we ask that you contact your company regarding the specifics and details of the plan it is conducting on your behalf.